City of Charlotte Micro Business Relief Fund- Fondo de ayuda para microempresas de Charlotte

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April 21, 2020
FleurixLocal Funders | LISC Annual Report 2018

City of Charlotte Micro Business Relief Fund- Fondo de ayuda para microempresas de la  cuidad Charlotte​

ONLINE APPLICATION OPENS ON MONDAY, MAY 4TH! 

Our collective efforts are accelerating in response to COVID-19’s ramifications, and we are pleased to announce that The City of Charlotte has partnered with LISC to deploy the Micro Business Relief Fund (MBRF). The MBRF is a $1,000,000 fund created to provide grants to support micro enterprises financially impacted by COVID-19. The fund will provide grant capital up to $10,000 to eligible entities to assist in meeting urgent needs, including ongoing operational costs such as payroll, vendors, utilities, and rent. The Fund is made possible by Community Development Block Grant (CDBG) funding provided by the Department of Housing and Urban Development. CDBG is a type of federal funding with specific funding eligibility criteria that necessarily shapes eligibility requirements.

Breve traducción: La ciudad de Charlotte se ha asociado con LISC para desplegar el Fondo de ayuda para microempresas (MBRF). El MBRF es un fondo de $ 1,000,000 creado para proporcionar subsidios para apoyar a las microempresas afectadas financieramente por COVID-19. El fondo proporcionará un capital de subvención de hasta $ 10,000 a entidades elegibles para ayudar a satisfacer las necesidades urgentes , incluidos los costos operativos continuos, tales como nóminas, proveedores, servicios públicos y alquiler. 
            To qualify for the program, applicant entities must meet the following requirements: 
  • Be a microenterprise that is defined as a commercial enterprise that has five or fewer employees, one or more of whom owns the enterprise. 
  • The majority owner of the microenterprise must be a member of a Low to Moderate Income family with an annual income that is less than 80% of Area Median Income. 
  • Located within an Opportunity Corridor as identified by the City of Charlotte in its current development and revitalization plan. (See areas highlight in dark blue.) 
  • Priority consideration will be given to women- and minority-led small businesses that provide vital goods, services, and jobs in communities most in danger of permanent closure.
     Breve traducción: Para calificar para el programa, las entidades solicitantes deben cumplir con los siguientes requisitos:
  • Un negocio de hasta cinco (5) empleados. 
  • El dueño mayoritario del negocio debe tener un ingreso bajo o moderado según los estándares establecidos por el gobierno federal. 
  • Elnegocio debe estar localizado en la zóna geográfica de la ciudad que ha sido establecida por su plan de desarrolo y revitalización. 
  • Se le dará prioridad a negocios de mujeres y/o grupos minoritiarios que ofrecen bienes vitales, servicios y empleos en las comunidades que corren mayor peligro de un cierre permanente.

                 In order to prepare your application, LISC recommends you begin collecting the following information:
         
          -  Documentation that the business is located in an Opportunity Corridor via tax returns or lease contract. 
                    -  Proposed use of funds up to $10,000 itemized by type and amount dedicated. 
                    -  Explanation of how the business has been impacted by the COVID-19 national emergency and how grant funding will be used to stabilize operations. 
                    -  
Documentation that establishes the micro enterprise majority business owner as being a member of a low to moderate-income family as determined by HUD area median income standards based on income and family size.

                      -  Most recent two years tax return establishing annual income and number of household members.
                   
  -  Monthly Profit and Loss statement supported by documentation of revenue stream (i.e. Business Bank Statements, PayPal/Square Accounts) calculated to show anticipated annual. 

                    Breve traducción: Para preparar su solicitud, LISC recomienda que comience a recopilar la siguiente información:
                      - Documentacíon que el negocio está ubicado en la zóna geográfica a travéz de declaraciones de impuestos or contrato de arrendamiento. 
                 
    - Presupuesto detallado con montos y categorías de como va a ser utlizados los fondos. 
                 
    - Documentos para ayudar a verificar las dificultades económicas sufridas como resultado del COVID-19. 
                      - Dos declaraciones de impuestos comerciales y personales más recientes. 
                      - Declaración de pérdidad y ganancias de 2019.  
 

                    Please see table below for specific details:   Vea la tabla para obtener mas detalles:
 
 
                                
1 Person 2 3 4 5 6 7 8
$44,250 $50,600 $56,900 $63,200 $68,300 $73,350 $78,400 $83,450
                  The MBRF grant application link will be posted on the LISC Charlotte website at www.lisc.org/charlotte within the next two weeks. We encourage you to monitor our page as we will update page with exact date, and should you need any other assistance, please email info.charlotte@lisc.org. 
                                Breve traducción: El enlace de la solicitud de subvención MBRF se publicará en el sitio web de LISC Charlotte en www.lisc.org/charlotte dentro de las próximas dos semanas. si necesita cualquier otra ayuda, envíe un correo electronico a info.charlotte@lisc.org.